1. Typical PCP Finance Example: Scala. OTRP €26,960.00. Deposit / Part Exchange €8,179.28. 24 monthly payments of €219 including a Service Plan of €0.00 per month. Optional Final Payment €13,524.72. Total Cost of Credit €0.00 including acceptance fee (€75). and completion fee (€75) APR 0.0%. Minimum deposit of 31% is required. Offer available on all new orders received from 1st of September 2025 to 31st October 2025 and registered between 1st of January 2026 and 28th of February 2026.. Finance is provided by way of Hire Purchase Agreement from Volkswagen Financial Services Ireland Limited and is subject to lending criteria. Terms and conditions apply. Volkswagen Financial Services Ireland Limited, trading as Škoda Financial Services Ireland is regulated by the Central Bank of Ireland. Warning: You may have to pay charges if you pay off a hire-purchase agreement early. If you do not meet the repayments on your hire purchase agreement, your account will go into arrears. This may affect your credit rating, which may limit your ability to access credit, a hire- purchase agreement, a consumer-hire agreement or a BNPL agreement in the future.
Finance examples
| Typical Example | Scala | Scala | Scala |
|---|---|---|---|
| Finance Offer | Hire Purchase | Personal Contract Plan | Personal Contract Plan |
| On The Road Price (OTRP) | €26,960.00 | €26,960.00 | €26,960.00 |
| Deposit | €8,200.75 | €8,293.07 | €8,179.28 |
| Duration | 48 months | 36 months | 24 months |
| Monthly Payments | €419 per month | €219 per month | €219 per month |
| Optional Final Payment | €0.00 | €11,510.40 | €13,524.72 |
| Total HP/PCP Price | €28,462.75 | €27,837.47 | €26,960.00 |
| Annual Percentage Rate (APR) | 3.90% | 1.9% | 0% |
| Total Cost of Credit | €1,502.75 | €877.47 | €0.00 |
| Minimum Deposit Required? | 31% | 31% | 31% |
Terms and conditions
Finance is provided by way of Hire Purchase Agreement from Volkswagen Financial Services Ireland Limited and is subject to lending criteria. Terms and conditions apply. Volkswagen Financial Services Ireland Limited, trading as Škoda Financial Services Ireland is regulated by the Central Bank of Ireland.
Warning: You may have to pay charges if you pay off a hire-purchase agreement early. If you do not meet the repayments on your hire purchase agreement, your account will go into arrears. This may affect your credit rating, which may limit your ability to access credit, a hire- purchase agreement, a consumer-hire agreement or a BNPL agreement in the future.